Themeless 75

Words:  72 (17×13)

Average Length:  5.22

The seeds for this puzzle were 22 Across and 52 Across.  Originally, I was going to use 22 Across in a themed puzzle set among the stacks; the clue was going to be PG-rated (you can reverse-engineer any number of possibilities once you solve the puzzle).  I didn’t have enough good theme answers, though, so here it is in a themeless.  52 Across is something I don’t believe at all, at least with respect to individuals.  People in groups are an entirely different matter: 

“In individuals insanity is rare, but in groups, parties, and epochs it is the rule.”  (Nietschze)

online | puz | pdf | solution